Tariff of Charges


 
 Valletta FC Card Features / Charges
Interest free period Maximum 56 days
Revolving credit plan Yes
Card Validity 3 years
Cash limits line of credit 30%
Account currency Euro

Annual interest rate
APR - 9.22% *
7.85%
Joining fee n/a
Initial fee €50
Yearly fee €50
Supplementary card initial fee €20
Supplementary card yearly fee €20
Replacement of lost/stolen card €8
Late payment fee 2.50%
Cash advance/ATM withdrawal fee from all banks/ATM's in Malta or abroad 0.4%, minimum € 3
Additional printed statement fee €1
Exchange rate adjustment when the currency of the transaction is not the same as the currency of the card account 1.25%
Overlimit fee  (if credit limit is exceeded) 2%, minimum €5
No Sufficient Funds (NSF) fee €10
In case civil status change requires the re-issuing of a card, upon request and acceptance of the card holder, a documentation processing fee will be charged. €10
Pin reprinting fee (sent by post) €3
Request by cardholder to dispute a transaction on his behalf (if not justified) €25
Re-activation of suspended cards, if suspended due to account not conducted in accordance with the card terms and conditions. €10
Emergency card replacements (send abroad) €220

* APR is calculated on a maximum credit Limit of EUR 5,000