Tariff of Charges
Valletta FC Card | Features / Charges |
Interest free period | Maximum 56 days |
Revolving credit plan | Yes |
Card Validity | 3 years |
Cash limits line of credit | 30% |
Account currency | Euro |
Annual interest rate APR - 9.22% * |
7.85% |
Joining fee | n/a |
Initial fee | €50 |
Yearly fee | €50 |
Supplementary card initial fee | €20 |
Supplementary card yearly fee | €20 |
Replacement of lost/stolen card | €8 |
Late payment fee | 2.50% |
Cash advance/ATM withdrawal fee from all banks/ATM's in Malta or abroad | 0.4%, minimum € 3 |
Additional printed statement fee | €1 |
Exchange rate adjustment when the currency of the transaction is not the same as the currency of the card account | 1.25% |
Overlimit fee (if credit limit is exceeded) | 2%, minimum €5 |
No Sufficient Funds (NSF) fee | €10 |
In case civil status change requires the re-issuing of a card, upon request and acceptance of the card holder, a documentation processing fee will be charged. | €10 |
Pin reprinting fee (sent by post) | €3 |
Request by cardholder to dispute a transaction on his behalf (if not justified) | €25 |
Re-activation of suspended cards, if suspended due to account not conducted in accordance with the card terms and conditions. | €10 |
Emergency card replacements (send abroad) | €220 |
* APR is calculated on a maximum credit Limit of EUR 5,000